Banking made easier

Bank On helps individuals and families navigate the myriad of banking options available and choose a bank that’s right for them. Bank On ensures that recommended accounts meet the following requirements:

  • Low opening deposit of $25 or less
  • No minimum balance requirement
  • Low monthly fees: typically zero or less than $5
  • No overdraft or other hidden fees

Benefits of a bank account

Cost savings

Save up to $40,000 in your lifetime by avoiding unnecessary fees

Asset building

Build the credit you need to buy a house, buy a car or open a small business

Financial stability

Reduce your debt and improve your credit score with checking and savings

Keep your money safe

The FDIC secures up to $250,000 in an account, accruing interest over time

Steps to open your new account


Consider meeting with a financial counselor.


Find a participating Bank On bank in your neighborhood.


Bring appropriate ID e.g. passport, state issued ID and one other form.


Open your new checking and savings account.

Our Partners

Steering Committee

Center for Economic Progress
CFE Fund
City of Chicago
Economic Awareness Council
Federal Deposit Insurance Corporation
Federal Reserve Bank
Heartland Alliance/Illinois Asset Building Group
Office of the City Treasurer, City of Chicago

Community Partners

Access Living
Bethel New Life
Cara Chicago
Catholic Charities
Center for Economic Progress
Chicago Commons
Chicago House
Gary Comer Youth Center
Heartland Alliance
Jane Addams Resource Corporation
Jewish United Fund
Ladder Up
Lester and Rosalie Anixter Center
Mary Penn
Metropolitan Family Services
National Able
Federal Reserve Bank
National Latino Education Institute
North Side Community Federal Credit Union
Northwest Side Housing Center (NWSHC)
Preservation of Affordable Housing
The Resurrection Project
Safer Foundation
St. Lawrence Ministries
Year Up

To learn more about Bank On Chicago and to get involved, email

Find a bank near you

Get cash at any Chase ATM or branch and track balances on-the-go with a Chase Liquid card.

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Avoid overdraft fees, track spending and enroll in direct deposit with a Safe Debit Account.

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Access banking tools but prevent overdraft fees and bounced payments with Access Accounts.

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Make purchases, pay bills and avoid overdraft fees with Safebalance Bank Accounts.

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Safely manage money and make purchases with reloadable prepaid EasyPay Cards.

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The EasyPath Access Account helps avoid overdrafts and overdraft fees.

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Enjoy personal banking from checking to savings with the Access account.

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Learn about other programs and partnerships

Give Money.

Invest in people. Invest in your neighborhood. Invest in a stronger Chicago.


Give Time.

Share your time. Share your talents. Share your love for community.

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